Integration and Globalization
Major themes
Driving forces
Regulation and public policy
Financial Intermediation: A functional view
What does a financial intermediary do?
Six core functions of a financial system
Financial Intermediaries: Dynamics of institutional change
Changes...
What do financial intermediaries do?
Banks
And others...
What is happening...
Service consolidation and conglomeration
Bancassurance or allfinanz
Universal banks
Bancassurance
Examples
Lessons in bancassurance
How to target the right customer
Integrate insurance products into the bank culture
Selling the right product
In other markets…
Use a knowledgeable sales representative
Emerging structures
Meanwhile in Mexico...
US market
Position of intermediaries
Contagion
Unfair competition
Coercion
Quality of service
Position of banks
Competition
Convenience
Efficiency
Forces driving financial services integration and globalization
Government and political forces
Globalization: why?
Unbundling of services
Email: tapen@gauss.rhon.itam.mx
Home Page: http://gauss.rhon.itam.mx/~tapen/tapen.htm
Other information: Tapen Sinha es Profesor de Seguros en el ITAM
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